United States Federal Reserve Bank Holidays

Because Federal Reserve Banks will be closed on the following holidays, no ACH transactions can be processed on those dates. Please incorporate these dates into your processing windows like you would incorporate Saturdays and Sundays. If you have a question, please call us at (800) 378-3328 or within the Fargo-Moorhead area at (701) 241-7832.
 

Standard Processing Times

DayProcessing Cutoff
Monday - Thursday7:00 p.m. Central Time
Friday - SundaySunday, 3:00 p.m. Central Time
Files received prior to the cutoff time will follow standard processing procedures.

 

Extended Hours Processing Times

DayStart TimeProcessing Cutoff
Monday - Thursday7:00 p.m. Central Time10:00 p.m. Central Time
InterceptEFT is able to process files until 10 pm Central Time.
 

Holiday Non-Processing Calendar

Holiday201020112012
New Year's DayFri, Jan 1Sat, Jan 1 1Mon, Jan 2 2
Martin Luther King Jr. DayMon, Jan 18Mon, Jan 17Mon, Jan 16
President's DayMon, Feb 15Mon, Feb 21Mon, Feb 20
Memorial DayMon, May 31Mon, May 30Mon, May 28
Independence DayMon, Jul 5 2Mon, Jul 4Wed, Jul 4
Labor DayMon, Sep 6Mon, Sep 5Mon, Sep 3
Columbus DayMon, Oct 11Mon, Oct 10Mon, Oct 8
Veteran's DayThu, Nov 11Fri, Nov 11Mon, Nov 12 2
Thanksgiving DayThu, Nov 25Thu, Nov 24Thu, Nov 22
Christmas Eve/
Christmas Day 3		Sat, Dec 25 1Mon, Dec 26 2Tue, Dec 25
1  For holidays falling on Saturday, Federal Reserve Banks and branches will be open the preceding Friday.
2  For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.
3  InterceptEFT will be closed from 12:00 P.M. (noon) Central Time on Christmas Eve, December 24th thru Christmas Day, the 25th.