Software Solutions

Simplify ACH processing. Create new customer relationships and revenue opportunities.

Kotapay simplifies the electronic transaction process for financial institutions. Our goal is to help you retain and attract customers with comprehensive solutions including ACH Bind, ACH Encrypt, ACH for the PC, BankEFT, and Jolokia.

Jolokia logo

Enter small-volume transactions easily from your computer. Jolokia is a secure (SSL), web-based tool to create and transfer electronic transactions. Manage ACH, check and credit card transactions, including single or recurring entries, without the added expense of software and maintenance.

Convenient: Centralize your transactions in a single application.
Secure: Save customer account information safely and securely.
Detailed: Receive automated confirmation responses to verify your transaction is processing.

Jolokia logo

Create and manage ACH transactions. Offer a new service and increase your financial institution's deposits.

BankEFT is a secure, integrated portal for ACH transactions. It eases customer concerns about transmitting account information over the Internet. Customers create and upload ACH files while knowing their sensitive data is secure.

Secure: Use a secure SSL server to create and transmit files.
Detailed: View multiple reports and formats.
Simple: Avoid installing hardware or software.

ACH Bind™

Efficiently process and originate your financial institution's ACH portfolio. Market your ACH products to corporate and business customers.

ACH Bind helps you edit files and convert them to the standard NACHA format. When combined with ACH for the PC™, ACH Bind helps you retain current customers and attract new prospects.

Secure: Combine ACH Bind and ACH for the PC™ to improve security over one-part systems.

Consolidated: Combine all ACH files into a single file to prevent multiple-file charges.
Accurate: Verify, review and approve transactions before sending them.

ACH Encrypt™

Allow users to send encrypted files that can be read by the BIND program. ACH Encrypt works with any program that creates standard NACHA-formatted files.

Secure: Process transactions using the latest security measures and technologies.
Flexible: Use ACH Encrypt with a variety of software options.

ACH for the PC™

Eliminate headaches associated with paper transactions. By using ACH, companies can securely deposit and credit multiple accounts. ACH for the PC allows you to quickly and accurately manage cash flow, increase profitability and lower processing times.

With ACH for the PC, you can:

  • Process payroll
  • Make vendor payments
  • Collect dues and fees
  • Encrypt files
  • Cap batches and entries
  • Create single and recurring batches and next day or warehoused batches

Secure: Create multiple user security levels and rights.
Flexible: Allow multiple batches using the most popular standard entry class codes.
Detailed: View transaction details and history.