Terms of Use

We May Modify These Terms of Use.
Kotapay reserves the right to change the terms, conditions, and notices under which the Kotapay site is used. You are responsible for regularly reviewing these Terms of Use.

This site is designed for your personal use.
The Kotapay web site is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Kotapay site.

Your personal information will be secure and will be kept private.
Kotapay has developed policies and procedures to protect your personal information. Please refer to our Privacy Policy page for further information.

Email is not a secure method of communication.
Keeping your information confidential and secure is as important to us as it is to you. Please be aware that any emails you send are not secure. Please do not email any confidential information such as passwords, account numbers, credit card information or social security numbers. That type of information should be provided to us by phone, fax or regular mail.

Links to third-party sites are provided for your convenience.
The Kotapay site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of Kotapay, so Kotapay is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by Kotapay of the site.

Conditions of Use
As a condition of your use of the Kotapay site, you warrant to Kotapay that you will not use the Kotapay web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Kotapay web site in any manner which could damage, disable, overburden, or impair the Kotapay web site or interfere with any other party's use of the Kotapay web site.